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In this fifth edition of our “Where Can We Take You” series, Marcello Topa, Global Head of Advocacy for Investor Services at Citi, sits down with Gabriela Kruter, Interim Brazil Custody Head, to discuss the latest market reforms, and how Citi is supporting its clients.
Learn more about NextGen CitiDirect®.
The internet has transformed our lives for the past two decades, becoming an integral part of the way we live, work, shop, and connect with each other. Companies have rapidly adopted new business models to use the internet as a channel to engage, cut the middleman, and sell directly to customers.
Citi supported Amgen in freeing up resources to focus on optimizing global pooling and cash structures, automating post-close cash concentration.
Efforts to further accelerate the flow of foreign investor capital into LATAM markets are underway, and it is being enabled through a number of initiatives — including stock exchange consolidation and post-trade reforms.
As Mexican companies position themselves in a post-pandemic world, they continue to prioritise working capital optimisation strategies – another area that the bank is keen to support.
Brazil's Pix instant payment system isn't just a local success story—it's a global blueprint for efficiency, innovation, and financial inclusion. What started as a bold initiative has rapidly become a part of daily life for millions, redefining how businesses and consumers send and receive money. But the revolution isn't over. With the introduction of features like Pix Automático, this powerhouse system is now poised to help simplify recurring payments, offering unprecedented convenience and significant operational advantages for companies worldwide.
LATAM markets may be facing some challenging macro headwinds, but this has not deterred them from being ambitious. Several countries in the region have been pushing ahead with sweeping market reforms — including adopting T+1 for equity trade settlements, integrating new technologies into post-trade processes and working on ways to consolidate their national stock exchanges.
This real-time liquidity solution prioritizes the importance of data and digitization, supporting our clients with visibility and automated liquidity management across banking providers via a single Citi channel.
The increasing sophistication of cyber-attacks alongside stringent global regulatory actions highlights the critical need for advanced cyber-security measures and robust incident response.
In a world of shifting financial and geopolitical landscapes, also comes a wave of digital transformation. In this digital realm, there is a heightened need for insurers to become more agile and evolve to respond to changing consumer demands.
Here are some of the key things that asset managers should know about the SEC Derivatives Rule.
Global marketplaces are rapidly evolving beyond simple transactional platforms to become dynamic, experience-led ecosystems, driven by a strategic focus on innovation to enhance revenue generation, optimize costs, and effectively manage risk.
Amid rising global geopolitical tensions and accelerated defense spending, the defense sector faces significant challenges in scaling up production to meet surging demand. This report explores how efficient working capital management, leveraging traditional trade finance, accounts receivables finance, and supply chain finance, can help address these complexities and position companies for success in a dynamic environment.
In this episode of our Embracing Complexity podcast, we discuss recent ESG developments, along with providing insights on the US political backdrop and how this will play a part in evolving ESG policy developments.
In today's dynamic global landscape, many businesses grapple with fragmented processes, unexpected delays, and a lack of real-time insights that can hinder growth and impact their bottom line. Our latest article, "Improving Supply Chain Visibility Benefits Both Buyers and Suppliers," reveals how embracing digital open account solutions can transform these challenges into opportunities.
The post-trade industry is increasingly moving towards real-time and “always-on” driven by accelerating technological advances, shorter settlement cycles, and evolving customer expectations. Shortened settlement cycles, such as the move to T+1 in various global markets (U.S., UK, Europe, Brazil), are a critical driver and a primary focus for the industry. Custodians are no longer just safekeepers of clients’ assets; they are increasingly an enabler to clients’ shifting business models and operations.
Citi Token Services with 24/7 USD Clearing supports frictionless, real-time payments and liquidity across borders, eliminating cut-offs.
At Citi, we believe in the power of collaboration to foster innovation. By embracing an "outside-in" approach and collaborating with select fintech companies, Citi leverages its 200-year legacy and global network to deliver agile, scalable, and data-driven solutions to empower growth for investors and issuers. We invite you to explore our latest whitepaper, "Our innovation. Your progress. How Citi Services empowers growth for investors and issuers through third-party relationships."
With rapidly increasing transaction limits and advanced integration capabilities, instant payments are becoming an indispensable tool for businesses aiming for smarter, faster financial operations and sustained growth. Discover how instant payments are revolutionizing mid-market companies, offering a strategic pathway to enhanced operational efficiency, optimized working capital, and superior customer experiences in today's fast-paced global economy.
In this episode of the Citi Institute podcast, host Ronit Ghose is joined by Citi’s Ryan Rugg, Head of Digital Assets, Treasury and Trade Solutions, and Derek Green, Treasurer and Global Head of Banking Operations, Payoneer. Together they discuss the evolution of digital assets, stablecoins, and tokenized deposits, and the implications for the future of finance and banking.
The Industrials sector is undergoing a significant e-commerce revolution, with online payments projected to account for 56% of US B2B revenue by 2025 and global B2B payments reaching $124 trillion by 2028. For corporate treasurers, embracing online payments offers benefits like strong reconciliation capabilities, faster fund settlement, and the adoption of lower-cost collection methods.
Digital transformation continues to sweep across the banking and payments industry, delivering critical treasury efficiency and cost savings. New technologies are resulting in real-time connectivity and instant payments, which are setting the stage for the next generation of payments processes in the U.S.
This whitepaper discusses how the transition to SAP S/4HANA, a necessary upgrade from ECC 6.0 by 2027 (with potential extension to 2030), could represent a significant opportunity for corporate treasury functions.
Implementing T+1 requires a holistic approach, focusing not just on individual system upgrades but on the entire ecosystem’s ability to operate faster, more accurately and with greater automation. It is a recalibration for financial institutions, transforming the entire trading lifecycle from execution to settlement and demanding proactive operational shifts across global markets.
In this latest edition of our “Where Can We Take You” series, Marcello Topa, Global Head of Advocacy for Investor Services at Citi, speaks to Chris Ravn, NAM Custody Head, about the regulatory and infrastructure changes sweeping through the U.S.
The Exchange Traded Fund (ETF) landscape is experiencing unprecedented growth. Automation is particularly important for continued scalability and growth within ETF Servicing as complexities arise from the integration of share classes.
With decades of experience in the region, we recognize the Middle East’s position as a bustling hub for innovation, built up of diverse, culturally rich countries – something expanding businesses across the world should be exploring.
While the pandemic caused an initial sell-off in emerging markets - including MENA [Middle East, North Africa] - the region quickly recovered and it is now witnessing exponential global investor inflows. In addition to the attractive returns available in MENA, the region is also implementing overarching reforms of its capital markets, embracing global best practices and digitalising pre and post-trade processes to encourage liquidity back into the region.
The centralisation of treasury operations is a significant focus for treasurers across Africa, aimed at enhancing efficiencies in cash and liquidity management through advanced technologies. However, the necessity for localised treasury operations to support in-country business entities, local suppliers, and banking relationships remains crucial.
In this edition of our “Where Can We Take You” series, Marcello Topa, Global Head of Advocacy for Investor Services at Citi, talks to Manuel Pineda, Southern Europe Custody Head, Investor Services, Citi, about how Spain is harmonizing its capital markets with the rest of Europe, and Citi’s role in the process.
Local companies growing in the Middle East and Africa need to have the right support in fulfilling their regional - and potentially global - ambitions. Two treasury experts from Citi explain the region's potential, what the needs of such companies are, and how the bank successfully combines its on-the-ground presence with global knowledge to enable such companies to become emerging market champions.
Africa. Home to some of the world’s fastest-growing markets. A diverse melting pot of culture, and rich with opportunities for expanding businesses. Africa has prevailed against setbacks from global conflicts and environmental crises that have impacted international trade, showing continued growth and resilience.
Trade links between the Middle East and Africa are ancient yet still developing at pace as new lines of business open up in both directions. Committed banking support for corporate treasurers has proven to be a vital component of success, as Citi's Sheetal Shah, Director Head of Large Corporate & Public Sector Sales and Global Solution Sales, Sub Saharan Africa, Treasury and Trade Service, and Steven Buonvino, Large Corporate and Public Sector Sales, MEA & Healthcare, Consumer and Wellness Sector Head, UK, Europe, MEA, explain.
The Middle East & Africa is packed full of potential. From Morocco to Türkiye to Ivory Coast, each country has unique advantages organizations can tap into. For decades, Citi has harnessed its on-the-ground expertise and regional know-how to connect businesses to emerging opportunities, fostering growth and expansion.
The Irish market is at the forefront of the financial services industry offering a full suite of locally domiciled solutions and services. Since inception in 1965, Ireland has been a strategically important location to the Citi franchise, and we are committed to helping investment managers from all over the globe to develop and expand their cross-border footprint.
Fuelled by the insatiable appetite among global investors for alpha together with positive market reforms, African countries are projected to attract significant inflows over the next 12 months. Despite this optimism, the region does face its own unique challenges, which need to be overcome.
Investors often pigeonhole the Nordics as being a single homogenous bloc, but the region’s capital markets are diverse and anything but standardized. In this second edition of our “Where Can We Take You” series, Marcello Topa, Global Head of Advocacy for Investor Services at Citi, sits down with Ola Mjorud, Nordic Custody Country Head, to talk about the upcoming changes and opportunities in the region.
This playbook will help you understand the dynamics of the European ETF market and the important considerations you should consider when establishing a European ETF.
As a trusted advisor to more than 1,500 financial institutions, Citi understands the key priorities banks need to address to stay competitive. By aligning the Swift MX transition with a shift to WorldLink, Citi can help banks to seize a unique opportunity to accelerate digital transformation and maintain market share in a fast-changing landscape.
Originally instigated by the Swedish government on 14 December 2023, the interim report focuses on modernizing Swedish fund legislation to enhance the competitiveness and resilience of its local funds market.
As instant payments grow and business models evolve in the region and globally, treasuries need innovative liquidity management solutions that support rapid business growth and 24/7 cash flows. Banking, liquidity, corporate treasury technology and payment systems are moving towards an always-on, real-time future. Key enablers such as cloud computing application programming interfaces (APIs) and blockchain may link payments and experiences with unprecedented speed. Learn more.
Running an ETF is not the same thing as managing a mutual fund whether this is done by way of a conversion or through the addition of an ETF share class to an existing mutual fund. Managers therefore need to have the right subject matter experts in place to deal with specific nuances pertaining to ETFs.
Two senior bankers at Citi explain the challenges and opportunities for corporates in the region, what they need to know from a treasury perspective, and why they need a bank that brings the familiar to an unfamiliar environment.
Rising interest rates that have been neutral or even negative for more than a decade are pushing up the cost of borrowing at a time when companies' liquidity may be squeezed, and/or they are seeking to invest in transition projects to support their net zero and sustainability objectives. Treasurers are therefore looking to their banks to help support changing liquidity dynamics and provide ESG-friendly products on both sides of the balance sheet.
The world’s fastest growing and most successful UK firms are continuously searching for opportunities to expand and diversify their operations while fueling the next phase of growth. For companies in the UK looking towards North America, cross-continental expansion is a well-trodden path, but it is becoming an increasingly strategic move, with UK firms exploring North American markets through this established trade route and taking advantage of the economic landscape.
The Accelerated Settlement Taskforce (AST) has recommended the UK move to T+1 on October 11, 2027, in lockstep with the European Union (EU), Switzerland and Liechtenstein. In this first edition of our “Where Can We Take You?” series, Marcello Topa, Head of Global Market Advocacy, Investor Services at Citi sits down with Chris Brewster, UK Custody Head, Investor Services at Citi, to discuss the UK’s T+1 transition and what market participants should be doing ahead of its implementation.
Citi offers a full set of concentration and interest optimization solutions both for single and multi-currency structure.
Gareth Myburgh, Director of ETF Product Development at Citi Securities Services, discusses some of the unique aspects of the European ETF market that new entrants should be aware of and provides insights on potential for ETF conversions happening in Europe.
There are opportunities to progress at a pace that could outstrip other regions. Esther Chibesa, TTS Head for Sub-Saharan Africa, Citi, and Sheetal Shah, TTS Sales Head for Sub-Saharan Africa, Citi, explain how this region is adapting and advancing.
Connecting with customers across Egypt with a smarter connection to commerce.
Asset managers should prioritize targeted market entry strategies strategic partnerships and advanced digital integration to effectively navigate and capitalize on European ETF market expansion.
Reform zeal is sweeping through Greece at a furious pace, as the country makes wholesale changes to its clearing, settlement and taxation regimes. Marcello Topa, Head of Global Advocacy for Investor Services at Citi, sits down with Manuel Pineda, Southern Europe Custody Head, Investor Services, Citi, in this latest edition of our “Where Can We Take You” series, to talk about some of the transformations that are re-shaping Greece’s capital markets.
In this survey, conducted in partnership with Funds Europe, we looked at how changes in product development, distribution, and ongoing industry consolidation could alter the European landscape.
Despite the inherent uncertainty in trying to predict the future, the one thing we know for certain is that the European fund landscape will continue to evolve. This evolution will present both opportunities and challenges for managers. Understanding what the trends are can help firms think about their strategy and better prepare them for any unexpected bumps in the road.
Learn more about Citi's digitization of foreign exchange solution.
In this fourth edition of our “Where Can We Take You” series, Marcello Topa, Head of Global Advocacy for Investor Services at Citi, is joined with Hyun-Hee Kim, South Korea Custody Head, to talk about South Korea’s sweeping transformation and its imminent bond market index inclusion.
Collaboration with Citi helped Jabil develop an innovative and efficient cash management operation in Asia. Jabil, a global manufacturing company, began building its cash management capability in Asia, which led to growth and innovation within their business over the last 16 years.
As Southeast Asia's cross-border e-commerce hits $17 billion, business models and the infrastructure behind them are being tested and reshaped. In our latest report, we explore what's next for the market.
AI as an agent or a therapist? Watch to find out how leaders are thinking about AI and why a 'break' point could be about to happen.
Citi’s Securities Leadership Forum Singapore 2025 brought together market experts and institutional leaders for a fast-moving day of insights - from big-picture macro trends to game-changers like AI, tokenization, and real-time liquidity. Held on May 21, conversations focused on shifting business models, regulatory progress, and the innovation shaping the future of financial services in Asia.
The incredible growth of the e-commerce market is creating new patterns of connectivity across Asia. Watch to see how treasurers are innovating to keep ahead.
Treasurers in Asia are operating in a complex environment, contending with evolving macro conditions and new regulations while embracing new markets and business models. To support our clients, Citi introduces Scanning the Horizon, highlighting short to medium-term challenges facing treasurers across liquidity, technology, payments and trade and providing actionable insights.
In this episode of the Embracing Complexity podcast, we talk to Citi's Asia ESG experts to learn more about developments in the region.
Asia is the engine and heartbeat for world trade. It produces and consumes more than anywhere else on the planet. Yet, digitalisation and ESG (Environmental, Social & Governance) factors alongside supply chain disruptions are rapidly changing trade and global supply chains. Citi’s Megha Chopra and Kanika Thakur assess the impact and how new solutions are helping companies to thrive as they do business across this diverse region.
As trade flows change across Asia and e-commerce businesses expand into new markets, watch to find out how Citi is supporting its clients to thrive in this new economy.
Watch Global Treasury Dialogues - Asia Trade in focus with Kanika Thakur.
In this third edition of our “Where Can We Take You” series, Marcello Topa, Head of Global Advocacy for Investor Services at Citi, sits down with Prasanna Jha, India Head of Custody, to talk about the roll-out of shorter settlements, additional post-trade reforms in India, and how Citi is supporting its clients in the market.
In this conversation, Citi's Melissa Ongleo Yambao joins Sheetal Kandola to unpack how banks can protect market share.
Millions of migrant workers rely on remittances, with $390 billion flowing into Asia in 2023 — a key driver of GDP across the region. As the payments landscape evolves, how are financial institutions adapting? Learn more.
Discover how you can chart your course for recovery and resilience.
In this latest edition of our “Where Can We Take You” series, Marcello Topa, Global Head of Advocacy for Investor Services at Citi, speaks with Jasmine Chu, Taiwan Custody Head, about these changes and their impact.
From instant payments to QR codes and APIs, the payments landscape in Asia Pacific is changing rapidly – and the role of the treasurer is evolving accordingly.
In this fifth edition of our “Where Can We Take You” series, Marcello Topa, Global Head of Advocacy for Investor Services at Citi, speaks with Amit Raghunath, Hong Kong Custody Head, about these changes, and how they are impacting the local market.
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